Explaining SR-22 Car Insurance
Explaining SR-22 Car Insurance
Blog Article
If you've recently been told you need an SR22 filing, you might be feeling overwhelmed. While it may sound like a unique type of insurance policy, an SR22 is actually a form submitted to the DMV mandated by the state in various circumstances. Let’s look into what SR22 insurance is, who needs it, how it works, and why partnering with the right insurer is essential.
What Does SR22 Mean?
Despite the name, SR22 insurance is not a standalone insurance type. It’s a certificate that your insurance provider files with the state to verify that you have the required insurance by law. You can think of it as a guarantee from your insurer that you’re financially responsible while driving.
When Is SR22 Required?
You might be required to carry an SR22 if you’ve been involved in multiple traffic-related offenses, such as:
• Driving under the influence
• Hazardous driving
• Being uninsured while driving
• Numerous infractions
• License suspension or revocation
The SR22 requirement is often included in the reinstatement process for your copyright after such offenses.
How Long Is SR22 Insurance Required?
The length of time you need to maintain SR22 coverage depends on state law, but in most cases, it’s required for about 36 months. It’s essential to keep the policy active during this time. If it gets canceled, your insurer must notify the state, which could cause another license suspension.
What You’ll Pay for SR22 Insurance
The cost of filing an SR22 form is usually low—typically between $15 and $50. However, your auto insurance premiums may increase depending on your driving history and the reason for the SR22. High-risk drivers often face increased premiums, so it’s smart to compare quotes from several insurers.
Steps to Obtain SR22
Follow these steps to obtain SR22 insurance:
1. Call your insurance provider and inform them you need an SR22.
2. Purchase or update your sr22 insurance auto insurance policy to meet state legal requirements.
3. Your insurer will file the SR22 form with the state.
4. You’ll receive confirmation once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s recommended to work with one that can handle the process.
Select the Best SR22 Insurance Source
Not all insurance companies specialize in SR22 filings, so it’s best to go with a provider that focuses on these cases. They’ll help you remain in good standing, maintain your coverage, and find better pricing even with a blemished driving history.
If you're looking for a local SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 W Commercial Blvd, Fort Lauderdale, FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 Direct of Fort Lauderdale offers fast, affordable, and reliable SR22 filings for drivers who need to reinstate their license. Let their experienced team guide you every step of the way.